Useful Info & Links

Our Changing World

8 major issues facing Australians today:

1.
2.
3.
4.

Busy Lifestyles
High cost of living
Employment insecurity
Limited income

5.
6.
7.
8.

High levels of debt
Clever and deceptive marketing
High taxes
Insufficient savings

We once lived in a savings based society ...
Now we live in a credit/debt based society.

This means that our quality of life today and in the future will depend on our ability to manage money - we all need to be skilled money managers. That is the only choice.

Why paying off your mortgage quicker is a smarter investment than a savings account:

Investing in the bank:	$1000 in a bank savings account at 3%	= $30 interest
	less fees and tax	= $15 (or 1.5%)
Investing in mortgage debt:	Paying $1000 extra off your mortgage at 8% interest rate	= $80 tax free (or 11% bank equivalent)

The Treadmill Syndrome

Typically you buy a home, then
Take out a home loan for 25 yrs or more, then maybe ...
Purchase a car or two on finance, then maybe ...
Take out a personal loan or an extra credit card for a holiday or business investment, then maybe ...

Buy an investment that is funding with additional borrowings, then maybe...
Need to buy a new fridge, computer, washing machine on "interest free "...
And before long your monthly commitments are in danger of or actually exceeding your income ...

Does this sound like you? Find your way free with MONEY RULES.

" In spite of the cost, living is still popular. "

Money Rules will help you to make the right choices towards a brighter future.

Knowing the Money Rules will change your life.

Click here